Be sure not just insured

Welcome to

Coastal Insurance Brokers
Private Limited

We are a leading provider of comprehensive Insurance solutions for corporate and retail clients in India with our unwavering commitment to excellence and deep expertise in Insurance Industry. We specialize in delivering tailored risk management strategies and policies that protect your organisations from any unforeseen challenges.

  • Our Mission

  • Create public awareness about insurance and its benefits
  • Use technology to increase insurance penetration
Know More

Our Services

In todays interconnected business world, enterprises are exposed to various types of risks which upon happening are bound to impact the business in a very significant manner effecting their operations, finance, and most importantly their business reputations, from natural disasters, cyber threats, third party liabilities, frauds or even employee related incidents.  There arises a significant need of comprehensive risk coverage to guard against such uncertainties.


Contractor All Risk Insurance

This particular segment provides insurance of wide range of risk related to construction projects and covers against damage/ loss to the contract works, machinery and equipment used in the construction site, this typically covers risk of fire, natural disasters, theft, vandalism and accidental damage.


Contractor Plant Machinery Insurance

This provides coverage for machinery and equipment used by contractors during construction of projects. It covers risks such as accidental damage breakdown theft and loss of machinery or equipment at the constructive site.CPM Insures ensures that contractors have financial protection for their essential tools and machinery.

Fire insurance is a type of property insurance that provides coverage against damage or loss caused by fire. It is designed to help homeowners, renters, and business owners recover financially after a fire-related incident. This is a location-based cover and as such the correct address of the property to be insured is a must.

Fire insurance policies typically cover the cost of repairing or reinstating the property, replacing personal belongings, and additional living expenses in case the home or business becomes temporarily uninhabitable. The policy also covers damage to other structures on the property, such as garages or sheds.

In addition to fire, fire insurance may also provide coverage against other perils that often accompany fires, such as smoke damage, impact damage, water damage from extinguishing the fire, and damage caused by falling objects or explosions. This is a named perils policy and the perils covered are stated in the policy.

Fire insurance premiums are determined by several factors, including the value of the property, its location, the construction materials used, and the fire protection systems in place (e.g., smoke detectors, fire extinguishers, sprinkler systems). Insurers may also consider the proximity of the property to fire hydrants or the availability of fire departments.

Marine insurance is a type of insurance that provides coverage for ships, cargoes, and other marine-related liabilities. It is designed to protect against risks associated with marine transportation, including damage or loss of the vessel, goods in transit, and liability for injuries or damage caused to third parties.

Marine insurance policies can cover various types of risks. Hull insurance covers the vessel itself, including its machinery and equipment, against physical damage and loss.

Cargo insurance provides coverage for goods in transit, protecting against damage or loss during transportation by sea, air, road, or rail.

In addition to hull and cargo insurance, marine insurance can also include liability coverage. This protects the insured party against legal obligations arising from bodily injury or property damage caused to a third party as a result of marine operations.

Marine insurance policies are typically tailored to meet the specific needs of the insured party, considering factors such as the type of vessel, the nature of the cargo being transported, and the routes and destinations involved. Premiums for marine insurance are usually based on the value of the insured property or the cargo being transported.

Motor insurance is a type of insurance specifically designed to provide financial protection in the event of accidents, theft, or any other damages that may occur to a motor vehicle. Motor Insurance includes Private Cars, Motorized Two Wheelers and Commercial Vehicles excluding vehicles running on rails.

There are two types of policies

  • Liability Only Policy
  • Package Policy

Liability Only Policies

This Covers Third Party Liability for bodily injury and/or death and Property Damage, Personal Accident Cover for Owner Driver is also included.


Package Policy

This covers loss or damage to the vehicle insured in addition to Liability Cover.

Engineering insurance, also known as construction and engineering insurance, is a type of insurance policy designed to protect individuals and businesses in the engineering and construction industry from financial losses resulting from a variety of risks and hazards. This type of insurance provides coverage for projects such as infrastructure construction, structural engineering, and civil engineering.

Engineering insurance typically covers risks such as construction defects, project delays, damage to equipment, machinery breakdown, and third-party liability. It can also provide coverage for loss or damage caused by natural disasters, fire, theft, and vandalism.

The policy usually covers the cost of repairing or replacing damaged equipment or property, as well as any legal costs associated with third-party claims. It can also provide coverage for additional expenses incurred because of project delays or disruptions. Loss of Gross Profit due to interruption of business activities because of any material damage caused by insured risks, can also be covered.

Engineering insurance is typically purchased by construction companies, engineering firms, architects, and project owners. It is important for these individuals and businesses to have this type of insurance to protect their financial investment and ensure they are not held liable for any damages or losses that may occur during the course of a project.

Retail health insurance policies in India offer individuals safeguard against unexpected health related set back. As trusted insurance broker, we specialize in providing personalized insurance solutions tailored to the needs of individual and corporate employees as well.

We ensure our clients for their peace of mind and financial protection by ensuring their health insurance and claims at time of their need.


Health Insurance

A health Insurance policy is a financial safety shield that protects you and your family during medical emergencies. It comes with several benefits such as paying your medical bills including pre and post hospitalization expenses, protect your savings and get tax benefits.


Travel Insurance

Travel insurance is a type of insurance that is custom-made for people going on domestic and international travels. It addresses the various risks that one may face during travels, including hospitalization, medical expenses, loss of luggage or documents, cancellation or disruption of flights, and various other costs.

What Our Customers Says


“The call centre executive was very friendly and he guided me well when I intimated him about my accident. He walked me through the claim formalities and my claim was followed up well by Coastal till settlement.”

Ramakrishna Murthy

Sirion Labs

Shivalaya Construction has a long-standing association with Coastal Insurance and its team members. Over all these years, it has been a pleasure and sheer delight to have a Business Associate like Coastal. Their customer orientation and quick response time along with diligent back stage work has helped us in our claims and in equal measure, in enhancing their business. We wish them more success and more customers- this is bound to happen, given their commitment to the customers and their interest.



“I initially approached the dealer for following up on my claim settlement. However, when it was taking longer than 3 months I approached Coastal and they were very prompt in helping me finish formalities that the dealer ignored.”

Mukesh Sharma



3 things to know while making a vehicle insurance claim

October 3, 2023, 6:54 am

Steps to take in case of an incident involving your vehicle and potentially giving rise to an insurance claim on your policy


Vehicle Insurance 101 – Unlock the secrets to save!!!

October 3, 2023, 6:54 am

Understand vehicle insurance and you would be surprised how much you could save or how much you don’t know about insurance. A must know